Mountain Summit Financial Reviews: Pros, Cons, Are They Legit (2025)

Editing my review. I talked to customer service and they said they could not do anything before my bank which was today was hit at by the funds. Where I got confused during the process of just trying to look at the documents they knew. And agreed that it can be confusing. Wipe it out with anything else or no penalties and They've agreed to select the loan back. For that I shall increase my star rating. Thank you! There's no way that I can afford to make $600 per month obligations for a total of $5000 payback. That is crazy. I wouldn't have needed the loan if I had an extra $600 per month. The fees that you charge are only cruel and that is precisely why my star rating is not higher. **ORIGINAL REVIEW** You didn't even allow me to see my loan records! I signed in to view them and you took that as my okay! And now I am screwed! That is messed up. I never would have agreed to the terms listed. NEVER!

I was so happy to be accepted once again! What I needed was within my budget, although I could have been approved for more. I am proud of having restraint. The procedure was simple, customer service was excellent. I intend to continue with this provider as long as I am a fantastic customer (forget the rest this is the best). I can't thank you enough MSF. This loan means the world to me now.

Mountain summer is always there when you need them it only keeps getting better and I have used their service for decades. I believe more you use them the lower your rate interest gets better. Only a short term loan to get you through hardship as soon as your family's in a Christ help cover a funeral thank you so much Mountain summer

You want to make it clear that someone is currently signing the files for your loan. I had been going wasnt able to understand this until after I signed up for a bogus predatory amount of interest and through the procedure hoping to observe the payment and APR program. Also. Your interest rates should down right be prohibited.

A client for 1 year and it is always easy to pay off my loan and if I when I've needed to return along with re-loan again, if needed, it has been a process that is really easy. Specially when doing the process the agents have always been patient, professional and friendly always ready to help with all queries.

The second time I've utilized Mountain Summit. The first time I managed to pay it off and not have a high financing charged. The woman assisting me along with the second time it had been easy and fast since I have used them was very nice and friendly and helpful I use anytime to them and urge them everywhere

My name is Anthony C. Steele I've been using mountain summit financial for a couple of years and it has been a God send for me. How do you improve perfection? Well mountain summit financial has done exactly that by supplying and up rated quality service once I needed it Thank you Sincerely Anthony C. Steele

I have never completed a loan on the internet before. I was suprised how quickly I got a call and how easy it was to use! The agent was very thorough about my advice and very nice. All my queries were answered by him. Now I'm just awaiting how quickly I receive my loan. They quoted.

I appreciate the communicating your company supplied. Unknow to me personally I wasn't conscious I qualified for'refinancing' of my loan. It was a wonderful chance considering plight. Your staff was patient courteous and professional. Thank you!

I needed some excess cash and where I could refinance and saw I just happened to pull up my acct and I got approved. I am thankful because I didn't have any idea where I will have the ability to get some extra money! Thanks Mountain Summit

The representative Katlyn was great and very patient. She answered all my questions. I'm very thankful for working together because they provided me a way to escape from some debt relief to get back on the right track with my financing.

The representative who assisted me was very patient, polite and I allowed me time prior to making my decision to examine the contract. Very helpful when your finalizing the deal. I love you guys. Maintain the great service. Kudos

Excellent customer support, program process that is great and clear terms. My only complaint is there is simply no way to maneuver payments that's very annoying when you wish to cover want or early flexibility to pay later.

This is the second time I have used this business and my family out. It has been by far the very best loan company I've used. Each time I've known they were informative and friendly. I recommend Mountain Summit Financial.

Why is your interest high? I simply about paid $1,500 as a loan from you, NEVER MISSED ONE SINGLE PAYMENT OF $290. 22, ONE FOR $310 AND MULIPLY THAT BY 5. 22 . IM PAYING OFF A DOUBLE TO TRIPLE THE AMOUNT. Thank you.

It's refreshing to have a company that's honest about processes and obligations and amounts which are owed and numbers coming from your accounts. Mountain Summit continues to be great and I always know where I stand.

The team have been outstanding to work with, understanding and polite of any given circumstance. I would recommend mountainsummitfinancial.com to anyone who expressed a need. Thank You For being there for me.

I loved the contact through the response that was quick and verification to acceptance. I would have appreciated an email stating the financing was approved. I accessed my account and went back to the site.

To anybody who needs funds in a hurry from a online funder, MOUNTAIN SUMMIT is palms down. Hassle and stress free with their streamlined processing! Give it a try! You won't be disappointed! Elk Grove, CA

Dependable and Fast - cash delivered without difficulties and quickly. Payments come out as scheduled. Having the ability to have access and how simple it's to submit all the information helps people.

They turned me down and did get my advice, they gave me an opportunity and I like that so I will recommend them to anybody who needs help cause they helped me when I had been need of a little help.

My Credit is not that great. Every time I get to a pinch, Mountain Summit was there to help me and with obligations I could handle. The customer service agents have been helpful and pleasant.

They explained after a single payment I really could ask funds but even after 5 or 4 payments I still am not allowed money and there's absolutely no reason why or if I might be able to.

Easy! I was accepted by them instantly and Needed to fix my car and my car will probably be getting repaired tomorrow! I'm so grateful! Thanks Mountain Summit for helping me would.

Great support. Easy approval. Simple to install account and cover online or on the phone. I simply wish their interest rates were a whole lot lower. Use for short term only.

They have bailed me out of many Scenarios Nevertheless I wish I could pull amounts that were lower then 300 it would be nice to have the amount lowered to $ 1,200 to 100

My experience with Mountain FINANCIAL has been handled quite customer service are truly individuals and Id recommend mountain financial for my friend's and family thank you.

Called got everything worked out. Everyone I've dealt with has been great and thanks for helping out if it is really needed by people. I would give this business an A+

I have used mountainsummitfinancial.com many times and always get the same service. The employees are always keen to assist so that I can return to my day me get funds.

Quick and easy.

Acceptance and Straightforward application withdrawal for payment made it easy to pay. One week I needed to reschedule a payment and they did out issue. Great service

The process was easy and secure! I have borrowed several occasions and they've always come through when I needed them! The experience, including repayment, is simple!

Great Customer Service always speedy turnaround! I'd consult with anyone's who needs a loan between paydays. I have been using them! Thank you for being so awesome!

What a relief I felt upon qualifying to get the business and a loan was reassuring and responsive. The repayment method is also simple with banking and communicating.

My recent experience with mountain summit has been outstanding. My trade have been funded into my account, now I can sleep. Thank you Mountain Summit for helping me.

24yrs in my job paid smi-monthly 15th n 30th some fool changed my Accounts I am looked out the dam Accounts and hit on a key want take the payment by the phone

I was happy with the reply and the type and comprehensive service I received. I'm in a tough spot right now and also this business was efficient, helpful and quick.

Before I was locked in, was not aware I was approved. And with no up front knowledge of interest rate or obligations. But funded quickly with very little effort.

This was a process and customer service kept ensuring me That They will contact me first thing and they did im happy to have Come across this Advance Firm

Wow!

The customer service representative was friendly and knowledgeable. She even made the experience pleasant and easy. My loan was approved within 30 minutes.

I've had nothing but a positive experience. MSF are timely, they frighten or don't sweat me if it is close to payment time. I would strongly suggest them.

Mountain summit always thanks the customer and provides savings to the customer. They attempt to go the extra mile although this is a short term situation.

I was told I'd get a call from a rep on Monday. No documents on how loan works, no telephone, how many payments. nothing. I hv to phone for information

Quick and friendly service. Helpful once you require it, maybe not a long term loan. Pay by placing more toward the main loan off as quick as you can.

Mountain Summit financial is very courteous & professional! Always there when I need them! Payments are reduced & cheap! Thank you Mountain Summit!

I tried signing in after everything was preapproved and it said page mistake. I never recieved see my application was refused. Very unprofessional.

I give Outstanding customer Support the process Wasn't long and unnecessary to more than five stars aggravating Complete its a fast process

Were impressed with the rate where money was deposited in my account. Cash was in my own account by 8:00 Wednesday morning applied Tuesday day.

Good customer service Clarify slowly where I could understand very friendly with me was Genuine helpful, went through everything