Cash Factory USA Reviews: Pros, Cons, Are They Legit (2025)

I'm highly happy with this company. The only disadvantage to their policy is that they lend you a certain quantity. This isn't based your earnings off as they state it is. I have worked with different businesses and had gotten authorized with greater amounts I'd qualified for. But the CAB fee is low and they will raise your borrowing amount each time.

I had a terrible experience. I was told I had a payment plan set up so I would make sure I didn't owe it all on a single 29, before I got the loan. Obviously they took out the loan that was whole and my account is messed up. I tried speaking to them when there was anything they could do and I couldnt get anywhere together.

I've been a Cash Factory customer for many decades. Their team is always friendly and professional. Their process is simple and fast. I have not had any experiences which are sometimes connected with loan companies. While I require a short term loan, I won't go anyplace besides Cash Factory.

Like I borrowed $100 be mindful of the amount you are needing,& was advised I would have to pay nearly $400, if I paid to the installment plan back. I can see why it's named the way it is. So, I'm paying it back. If I weren't in a financial situation of needing the loan. I would not do it.

Customer Service was awful. They say I had been approved, they then say we want more details. I went for, two days now until appoved for only 125. 00. Knowing I need a bit more because I have kids because we are nearly homeless to ffex. Very disappointed at the service I received.

Trying to locate a loan company that is legitimate online can be stressful and times. Cash Factory was NOT only legitimate but also they were extremely helpful and extremely understanding of my own situation. Thanks Cash Factory. Couldn't have done it. Rochelle Trueblood, sincerely

They were very efficient and helpful on the phone. I think that the ad I got on email moved into a website and the website just appeared to possess payday loans and that I needed an installation loan so that I had to call. The folks on the phone were helpful and very friendly

I took a Loan out with cashfactoryusa.com in I Think February of 2018.

I accidentally sent a loan into an account Which wasn't mine anf yes I am Mindful that was my fault but they told me if it doesnt come back I'm still responsible for the loan amount Rather than withdrawing the funds out of the account to correct the Matter

Can't explain how they have been a really fantastic help to me with everything I requested no pressure personally and work they work with you and are a great institution to use. I would recommend them and return whenever I need help. Thanks Cash Factory USA.

I've had nothing but a great encounter with cashfactoryusa.com. I'll gladly tell my friends /family on them when they will definitely use them again myself and are searching to get a payday loan. Thank you Cash factory USA, for helping me when I needed it!

Cash Factory USA is one of the most fair of the rest. Cash Factory has a repayment program that is more easy and costs a lot less than the other men. Don't get a Payday Lian when there is possible but if you've got to Cash Factory should be your choice.

Super and easy speedy acceptance. The next morning I gotten my money! The staff I talked with on the phone were professional! I have used cash factory occasions and they never cease to amaze me! I would certainly recommend this company for a loan!

I needed extra money on my husband's automobile for repairs. Cash Factory helped me by allowing me to pay off my current loan and reapply for a new loan all in one day plus funds were deposited by the close of the day! Thank you Cash Factory!

Welp.

These individuals is that there in my time of need. Great customer service and really care about their organization. They are appreciated by me. If I want a little help, I can rely on them. Continue the excellent work guys.

For the Very first time it Functioned well, cost me more than I Anticipated but I Wanted the loan; and I had a feeling that cash factory it's safe to Secure a Loan with: but wait I Want one more Installation to go:THANKS

Pleasant and easy to deal with. Helped out once I really needed it. It's hard, with my credit, to find anything in an emergency. Are the interest prices. I'd consider when I have an additional emergency demand using.

I really like the fact that you guys give people second chances no matter what. You guys are trustworthy. Staff,and only a wonderful group of individuals to handle. Love you guys and keep the fantastic work up.

I Really Appreciate Cash Factory Along With Their Associates.

Costumer service is fantastic. Only problem I see is that the loan number changes after approval. I was approved for a single quantity and signed that amount with contract but obtained a lesser amount.

Cash factory really helped me. While I tried to verify my advice raquel was amazing and extremely patient with me. Everything was quick and simple and that I had the money the following day I had.

I attempted to pay my loan back in, it wasnt working, so I messaged support. They messaged me back the next EVENING with"no sorry the previous day to cover CAB and fees had been " What a swindle!

I phoned Cash Factory when I wanted help to pay a bill and didn't have any problems getting the help that I wanted. Thank you very much! I will recommend your service to others.

They have exceptional customer services. The website was easy and straightforward to navigate. They give you a response back. The verifications was straightforward and fast.

My credit is Not Good I have a Fantastic job I was turned down with a couple loan agency's cash factory has come through for me every time Outstanding Client service

I had been late in paying my accounts and per applying for a loan that they believed necessary to give some of what I asked but they could have said NO they didn't.

Though I was not given the amount I requested after paying off that loan and borrowing a couple of weeks ahead, they were quite fast with the delivery of this loan.

Do not think I could find a loan however I had been approved! Great customer service and I would recommend anyone needing a loan would be to go Cash Factory USA!

If I can give all no stars to y’ I Will give no stars I Have paid off the damn loan back That was $400 dollars and tell me That I have to pay y’ all 3x me

Cash Factory consumer services. The process was simple and very fast. I'll advocate they service to everybody who's currently looking for a financial loan.

Thanks for your help. I'll have the ability to pay for the repairs in my car once the job on it's completed thanks to your loan out of cash factory usa.

I Have only just started my loan but they were fast and easy Acceptance and the interest rate is nothing like payday loans that you walk into

Over paying for your loan. It's ridiculous the fees you apply to the loan, although I was in need of additional funds for the car to get repaired.

Thank you for helping me out with my loan Enhancing my credity' I deeply appreciate it thanks again and are Amazing and have a blessed day

I was really happy with the service along with my loan I had been supplied up to working out a solution for handling my payments if work slowed .

You provide a good support and help people when credit is not so good snd give s opportunity not to cover the amount. You guy's do a great job.

So simple! I will definitely use cashfactoryusa.com over and over. The cash and a couple of steps was in my bank account the following day.

They are friendly and helpful in every manner I thank them for walking through process since I'm disabled and unable to due a lot of things.

I only wanted to cover my invoice in full. No way to do that online. Instructed to call in the daytime. Want website that is much better.

The application process was simple - the representatives were friendly and helpful. Only wish I could have been qualified for a little more

Cash factory help me when I was Needing some cash to pay bills Simple process along with your cash comes thanks cash factory USA

They're helpful but not having the ability to get cash till you pay off is the worst. Sometimes you need a little help before pay off.

I'd one loan paid it off and returned for another loan that will b paid with no hassels of credit or bad loans. The current. Thank u.

Cash factory is easy to understand terms and easy to apply with. The individuals are always helpful and curtious. It is always a joy

Arrangements had been made by me on the site and they took the money. Never again will I'm costumer together. Very unsatisfactory.

They were very helpful and was able to walk me through the procedure and gave me the information which I had to secure the loan.

Im giving 3 stars because I dont see why Should you borrow 150 You Need to pay back 480 thats Nearly three times the Sum

It was nightmare I had come documents up after documents every time I did something right then it Had Been else I'm happy

This was a procedure, I am happy I was helped by them despite my bad credit. Really service that is efficient that is friendly.