Best Egg Personal Loans Reviews: Pros, Cons, Are They Legit (2025)

I wanted cash however I didn't think I could get a loan but I was approved for a loan and the money was in my bank account the next day. There is 1 problem I have with BestEgg. I have had loans car loans. I paid they always place the extra I paid toward the principal and more than my yearly payment on each loan I have had and I paid some loans off first. Nevertheless, as soon as I paid more they put it towards the interest. Would anybody in their right mind wish to cover additional payments toward the interest? What I do not know is BestEgg was putting the extra payments toward interest rather than called me to tell me that the extra payments weren't moving toward the principal and they are professionals from the loan industry therefore not just them but anybody on earth would know that I was not needing my extra payments visiting my interest. So I paid a few payments. A $25 plus a $50 and I think another additional payment that is $25. I looked on the internet and it didn't seem like my payments were moving to the principal, and so I called them and they said they did get the payments and they had been applied to attention. I said who would like to pay additional interest payments and she stated to go on main I needed to telephone them on the due date and it would go towards the principal. After I made a few or more $100 extra payment by performing what she said and I looked online and it did not demonstrate the extra $100 I paid except for the one I created last month in Sept.. I called them and they said they did not know it didn't appear online, therefore I don't know that the extra payments I created went to main. When billing saw my first payment went to interest that they should have touched me I think.

This was a good experience. I managed receive financed quickly and to apply. Unfortunately when I went to pay this loan off early it required a number of calls and escalations to get the money applied to my account. I mailed a check. The check was cashed by them . September 1 I called into determine why it hadn't been applied to my account and was told that it would take 7-10 days to"research in which the money was implemented". Now is September 17th and the thing has not been resolved. I get to someone who says that the money has been obtained and applied and can take 24 hours to show up online and call in. They also tried to charge additional interest from the time the check was cashed by them. They owed me $45 and some change dependent on the amount of the check I sent in and they afternoon in which they cashed it. They offered to waive the attention that I allegedly owed. I took that I guess. I'm not convinced that had I been in pursuing this consistent this matter would have just been solved.

Great service. Simple to use with acceptance chances for loan. Cash in your account FAST! 1-3 business days. Payments put from your checking accounts. Sucks about the $7 processing fee for a payment registered in payments. It does not go against the amount due on the day of this month prior to the monthly payment is due, In addition, if you create. Example: My monthly payment is $294. 60 18th of the month. I paid $150. 00 on the 30th of last month. Nearly 2wks and 4 days early. My monthly payment shows due on the 18th $294. 60 I think that it would be $144. The payment, 60. So to say the least, that will be the last time a"Historical" payment will be made to my loan! Since it resembles the FULL AMOUNT remains due and I don't need a bad mark in relation to a mark or this particular loan on my credit report.

A steady and fairly nice income doesn't guarantee a good credit with an excellent score, I had been in that category months back and I could not get qualified for anything. I had lot of negatives, credit score was reduced and a renting history couldn't allow me get approval for a flat. Before I found a credit messiah on Car gurus and credit named Derrick, I lived with a colleague for exactly 4 months I read so many testimonies about him then I contacted him via his ZENGHUALLEE @ GMAIL. He and COM obtained all my credit problems resolved within a brief period. In addition, he raised my score so I could get qualified for anything since I've a good income to keep the credit report, he fixed my business charge cards, I'm so grateful to him. By texting +1 -LRB-707-RRB- 881-6494, you can get his attention

Best Egg is excellent if you need a quick loan for an acceptable rate of interest. I believe after all was said and done, my interest rate was about 12. 5 percent. Yours could be reduced based on your credit score. It is a good bargain for an unsecured cash loan and should you pay it off ahead of time you can trim that interest down. Their terms are the best that I have seen when compared with other lenders. I had been quite satisfied with the simplicity of approval that is applying, relatively speedy, and cash deposited in my bank. Would recommend this to anybody who needs a loan and only has so-so credit. You can get much better terms, if you've got stellar credit.

I know a pre-approved letter does not always decide the amount in. However, if you are a business which advertises to aid people with their financial troubles then you need to stick behind that. My goal would be to have a single loan to make payments on instead of multiple things. I am in good position with my credit cards it's simply frustrating having to cover. Your organization denied me . What's the point of your company if you're able to only offer people who do need it a loan? You should state that the loan is only for people in good reputation and its only for personal reasons not to help with credit card refinancing or any other troubles.

I was nervous initially but I looked at the reviews, and they were excellent so I thought I'd start looking into it. I began the application process and became really nervous when I needed to enter a great deal of personal information. those nerves were for nothing! This was the most upfront and honest regarding fees/interest/repayment! I don't know why I didn't do so sooner. If you're nervous rest easy as this can be untrue. I had my first payment come without any problems on the day that was said and just had the loan a day. I cannot say enough good things about this business, and if I want another loan I will not hesitate to use these!

I have been trying to get a problem and I'm spending hours on the telephone and nothing. They told me inadequate funds. It had been taken from my accounts on Aug. two 2019. I have to have mad a dozen calls. Still nothing. I have pain Sept. 1 and October 1 obligations and they're still saying I owe for October. NOT SO>>> I delivered my bank announcement to them and they explained they're looking into it and will call me. WHEN are you going to call? This was last week. Next step will be Attorney General. Bad to do this to somebody. That is actually my husbands name. I haven't told him as he has been at the hospital with pneumonia.

A little costly, although experience that is great. As submitted the documentation for applying for the loan, the procedure was effortless. The funds were immediately transferred to our accounts, once accepted. If there was a negative experience, I would say that the unexpected"loan origination" prices might have been somewhat excessive (about 5 percent ), considering the interest rate was already higher than market rates, but I guess it is a cost to be paid for the ease and convenience in qualifying compared to conventional brick/mortar lenders that demand a better loan/debt ratio. All things considered, would I do it? I don't know

I got a loan If Nobody else Could help me and I have not missed a payment for 1 year and I would like to Rekindle my loan as o this week and get what ever amount I Could get to pay for a surgery I am going to have in next Few weeks also to go to a week end Return to pigeon forge tn sure hope you can help me in this Thing thanks for trusting me when I Obtained this loan I do not know Just How much I might Have the Ability to get but I need at Rent 5000 or as close as I can Access it when There's any way possible and leave the payment the same as it is now and the Exact Same way I am paying at this time thanks radford mccurdy

I'm inundated with mail and email from the company saying I'm pre-approved to get a personal loan and I applied for a loan and was denied. I have a credit score of 794 and now I have needed a loan from Best Egg and paid it off early but I was turned down to get my loan application that is recent. As well because the reason I paid off my final loan using B. E was because I understood I chose taking it out at the first place because I had a 17+ percent interest on the loan. Great job B. E. Never and that I intend to tell everyone I know about my experience with your organization. Facebook and Twitter here I come.

I had been making no progress toward paying off my credit card debt, because most of my payments went to curiosity. I wished to get financing at a lower interest rate to get me out of this situation. Several companies wouldn't give me a loan as my debt to revenue ratio was high. I had been hesitant to attempt Best Egg, believing they would deny my program like all of the rest. Thank goodness because I was accepted by them, I took the opportunity. The application process was quick and easy and the funds have been in my account the next day. Their customer service was friendly and educated.

We have always been careful about making payments on time but our charge cards had gotten a little too high and we had to fund them in a different manner. We applied to businesses for loans but they did not offer what we needed. We even went to a few of the credit card negotiating businesses which lower your balances for a fee and you cover the balances that were low. But we wanted to pay off we all owed. Best Egg provided us a loan that allowed us to pay everything off in 5 years and paid off the credit card balances in full, in a lower interest rate. They're the best. Thank you.

This company is terrible. I was making regular monthly payments, sometimes creating additional payments and that I kept getting alarms that my account was delinquent. When I called to spealkto customer support, I had been told this was in error, due to the simple fact that I was paying more than the scheulded payment. None of this made sense for me personally, but I had been told that error could be fixed. However it wasn't, and my accont was charged off IN ERROR. Now I have to deal with getting this taken from my credit file, and I am so frustrated that this whole thing happened.

Loan I made. It had been getting it but when I paid it off first my test is cashed by them but didn't use it to my acct till 2 months later. I made an extra punt so I wouldn't show as late & now 3 month I'm still waiting for my refund. They assert they reversed it back to my account then I had to show proof it was not deposited into my account. Now I am told they're exploring it. They screwed up. A credible business would refund me & figure out what they did with my own money . They know I paid. Terrible dept for a loan firm.

It had been easy and fast to get the loan I needed. I had been on paperless. I paid monthly several dollars . After I read the announcement and saw that it could be over 20 years before the card would be repaid. I got a flyer in the mail regarding Best egg. A couple of clicks of several buttons. The loan PAID OFF the card and also the BEST egg loan will be paid off in only 3 decades! The note is about $6 less than that I had been paying monthly to the card. I am so very happy for ME and grateful for Best Egg!

I had been needing a new beginning to receive my debt under control. Credit Karma introduced me to best egg, with other people. I found best egg to become true and simple to understand with no hidden fees and the procedure just took 2 hours to process my personal advice. I get my funds the day. Thank you best egg to helping me I will recommend you to my family friends and people that I do business with. You are great. Thank you Christopher Owens

This firm was very easy to utilize, and they do not hold a inadequate credit review . The whole procedure was friendly, so they provide you choices on sums and to repay the loan. I put up automobile pay but they still remind you that they will be taking out the amount of the loan so that you are certain to have money on your checking. They are easy to use, very professional, and they care about the client. I have just had a good experience.

I looked to consolidate my credit cards into one simple payment. Best Egg made it feasible. It was fast, easy and that I had been financed within days. Whenever you are dealing with somebody face to face, or even over the phone it's a bit scary out there in internet land. But you need to get something done quickly and on your own time. I strongly recommend Best Egg. So far they've been exactly what I needed.

There's so much to say in relation to my experience with best egg company, I've tried to have a loan differently and it was difficult, because my venture with best egg it has been a smooth transaction there off, I will and would definitely recommend best egg to your friend or family member, I also will do another transaction together with them in the Near future, dealing with all the best egg is wonderful.

They do everything they can to prevent you from closing your account and paying off your loan . Each time you make a payment to pay off the loan there's still a mysterious balance and if you call them that they LIE and say the accounts will be paid off. We've been attempting to eliminate these parasites for a week and they have employed every trick in the book to keep our accounts open - beware!

It has been a great experience. There was not delays any hassles or processing. After I picked my sum, selected the options of obligations, all I needed to do was select my date, and over 48 hours my loan was processed and the capital had been in my own account. Which was perfect for me. It's been a lifesaver and let me look after my plans. I am forever highly and happy - recommend Best Egg!

I am pleased with the service obtained from Best Egg. I tried to function with a competitor but had problems with their website. Out of frustration I came across a great rate and terms and looked in Credit Karma for options. I loved the monthly obligations. I was done in less than 10 minutes flat. I had my approval within one day and funds. I would recommend Best Egg for everybody!

It was the quickest easiest loan I took to Repay some credit cards Which would be impossible to Repay Together with All the Interest compared to Curiosity on the best egg loan That had a very low Rate of Interest,I would highly reccomend this loan if you just have Any Moderate debt you need to Grab but you still will need descent credit scores like all loans give it 5 stars

I had been given an computer automated refusal for the amount not matching the stubs provided. Because they rely on only the computer to see results, when I called in to rectify the difficulty that they could do nothing. I am left with a credit and the client service did not work to alter or fix the situation and I must start over. I would not recommend using this company.

Hello!

Even though there are lots of businesses we available to search for assistance Best Egg has not let me down. They are easy to work together with the loan specialists are extremely pleasant to use and to this date have more than upheld the support that is outstanding. Without good people they would be providing financing, they, Best Egg is thatthey care.

Dealing with financing is stressful. Paying off debt and saving money is a challenge. Our Best Egg personal loan has enabled my family do . Since acquiring the loan we've accumulated zero extra debt and we are confidant that if the loan has been paid back we'll be to put money into our house, our kid's college education and retirement. Not bad

I did my research before choosing bestegg and they had hands down the lowest rate and best payoff schedule over any other company. Super easy to employ and their customer support is amazing! Friendly and willing to work together or even cut you a break when needed. I will never use a different loan service company for personal loans !

This company is moronic. They took basic information to confirm my rate. When no information was returned by experian I was dropped by them. As soon as I called best egg and educated them that experian said to resubmit the application and had fixed the issue. Best egg subsequently couldnt do it. ?! Moronic

Best Egg specified the paperwork that they had to substantiate my income and reacted within a day to my application. I faxed these the loan funding that were unsecured and tax documents were in my account in two business days. The first automatic payment processed. Simple and incredibly quick.

I managed to get many distinct offers from creditors without having to to do a test . It only took a couple of days to get my loan approval and receive my funds. Where a lender would look at me and that I will reconstruct my credit I'm now have a start. Thanks Best Egg for all your help.

Best egg is so easy to use! Once I had been accepted, the money was transferred in my account and payments are taken out in my accounts, I do not even have to consider it. Such as one month, in the event that you can not make a payment, you can skip here and there, they allow payments.

Sometimes I received offers in the email from Bestegg but never read them. I decided to look for a way to decrease my debt on two credit cards with rates of interest, I analyzed and applied for a loan using Bestegg and was approved with a rate and received the funds quickly.

2 day turn around from filling out kind to getting money in my checking accounts. Good speed on interest. I can be debit in a short time. Company transparent on charges. Nothing hidden. I shall use Best Egg again if I need financing in the long run. Thank you Best Egg!

Best Egg has enabled me to accomplish my goals to grow out of debt. They've provided the ability to defer payment for two weeks once in the past that was a life saver in that point to me. I cannot express my gratefulness for the opportunity Best Egg has afforded me.

I was pleasantly surprised that everything Moved quickly got approved and Obtained my Cash interest was a little higher than I'd have Enjoyed but it still was Much less than the credit cards I paid off Using the money I saved Erectile a lot of Cash THANK YOU

I producing little to no progress in any way, and had been spending $ 1700 per month on credit card payments. I have done a three year loan for the total accounts at $1200. I can see the light at the end of the tunnel. Progress can be seen by me! It feels good!

Everything about this experience was simple! I was able to combine my debt and pay off my credit cards. I've one payment a month, and expect to free myself from debt with my 3 year loan from best egg! The procedure was very fast. I would recommend best egg !

Called in to verify the address since it had recently changed, to use for payments. Spoke with Elliot who was really helpful and considerate. Really took my payment over the phone. He was useful with some info. Quite delighted with the whole experience.

Everything went great with obtaining the loan. The interest rate was higher than I anticipated. Other than that, the loan program. Was simple. John. I can,t understand why my interest rate was so high, when my credit score is 803.

This was one of the simplest and quickest loan adventures I have encountered. With were incredibly useful and professional which made the process painless. The funds had been deposited to my account within a few days. Thank you!

I was very impressed on how fast Best Egg receive my loan approved. Documents needed to process the loan are very minimal. I will recommend Best Egg to all my family members and friends in the event they need to apply for a loan

I was in a bind seeking to do consolidation of a few high interest credit cards, I contacted Best Egg and my loan had been approved and deposited in my account! Fast and effortless service! Thank you Best Egg for making it easy.

This was a loan to use for. The website was easy to navigate and took just a few minutes to finish. I had the capital within two days. My interest rate was acceptable and so was my yearly payment. Very Satisfied with BEST EGG!

I do not open what seems like junk mail, but in this case I'm rather happy I did! In great rate, the loan application, and payments that are easy, I am looking forward to having my loan paid off in 3 years! Thank you Best Egg!

Easy fast financing application and worry automatic payments from my bank accounts. Easier than dealing with my neighborhood bank are a bit higher but the amount borrowed and those concerns are offset by short term. Thanks!

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Best egg was an alternative for paying off large interest credit cards. Rather than paying out 500. 00 I just pay 100. 00. I am thankful they took a chance on me! It has really payed off to maintain my credit score!

We did not have the time to save up for it and had to do a home project. Best Egg gave us a loan. It was quite simple to apply and the money was available almost straight away. Interest rate and repayment is a breeze.